AIIC - The Association of Insurance Institutes of the Caribbean | 2018 Presenters
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Zhivargo Laing is a Bahamian business consultant. He is a former Minister of
Economic Development and Minister of Finance in The Bahamas who lead the
government’s policy efforts in the areas of financial services, international
trade, foreign investment and e-government development for some ten years.
A graduate of the University of Western Ontario, with graduate studies at The
George Washington University, the Robert Kennedy College/University of
Cumbria School of Business and Bangor University in Wales, England. Zhivargo
training is in economics, finance, business and leadership. Zhivargo was a key
government leader during the Great Recession of 2007/2008. He was
responsible for leading the country’s fiscal stimulus programme, developing
the country’s 24/7 E-government platform, laying the foundation for the
country’s small and medium size business development legislation, and re-
engineering the country’s business license and fiscal reform regime. Zhivargo’s
work with the Bahamas Financial Services Board help to craft the country’s
strategic direction for the industry. He was also the lead policy negotiator on
the country’s response to a number of international regulatory developments
impacting the financial services sector. Zhivargo is now the Executive Director
and Senior Policy Fellow at the University of The Bahamas. He is also an
author, radio talk host and columnist. He is married and has four children.

Richard B. Adderley

Richard B. Adderley is a Licensed Psychologist who is internationally recognized within the practice of clinical and Industrial/Organizational psychology. He brings expertise of 36 years of psychological assessment from both clinical and industrial/organizational backgrounds. He is recognized for his skills in management development, coaching, and psychological profiling, and has worked with lending institutions and other large companies throughout the Caribbean.

Richard specializes in helping organizations “improve productivity by enhancing human performance.” His focus areas include emotional intelligence, strategic on-the-job coaching for managers, work personality assessment and performance coaching; leadership assessment; and situational leadership. His professional research focuses on work to home and home to work balance.

His educational experience includes a MA degree in psychology from Duquesne University, where he was trained as a clinical psychologist; Dr.PH. studies in industrial & organizational health psychology from the University of South Carolina; human resource studies at Cornell University; and labor management studies from Harvard University. In addition, he was professionally certified as an employee assistance specialist at The Johns Hopkins School of Public Health and completed a LLB with the University of Wolverhampton.

Mr. Adderley is also an Assistant Professor within the Psychology Department at The University of The Bahamas. He teaches Research Psychology & Statistics, Social Psychology, Applied Social Psychology, Industrial & Organizational Psychology, Consumer Psychology, and Psychology of Gender for the College’s B.A. program.


Marie Rodland-Allen was appointed Managing Director of CIBC FirstCaribbean International Bank for the Bahamas & Turks & Caicos Islands in September 2010 and serves as a Director of FirstCaribbean International Bank (Bahamas) Limited and CIBC Trust Company (Bahamas) Limited. To date, she is the youngest Managing Director appointed to head a member institution of the Clearing Banks’ Association.
CIBC FirstCaribbean International Bank is the largest regionally listed bank in the English and Dutch speaking Caribbean. In her current position, Mrs. Rodland-Allen is responsible for the revenue growth, leadership and overall management of CIBC FirstCaribbean’s operations in the Bahamas and Turks & Caicos Islands.
Mrs. Rodland-Allen joined CIBC FirstCaribbean International Bank from Citigroup, where she began her career as an Investment Banking Analyst in both New York and Paris. She later accepted a position in Nassau, Bahamas as a Senior Corporate Banker before returning to New York to work in the Office of the CEO of The Citigroup Private Bank. In her last assignment prior to joining CIBC FirstCaribbean, she was the Senior Vice President and Global Head of Special Investments for Citigroup’s global trust business headquartered in New York.
Mrs. Rodland-Allen is the recipient of several awards including Celebrating Women International’s “Women of Distinction” award and the “40 under 40 Award” by the Bahamas Government’s Ministry of Youth, Sports and Culture in conjunction with Jones Communications in recognition of outstanding performance and as an inspiration to the nation’s youth.
Mrs. Rodland-Allen holds a Bachelor’s of Science in Finance and International Business from New York University’s Stern School of Business and a dual Masters of Business Administration degree from Cornell University and Queen’s University. She is a recipient of the Harvard Business School YPO Presidents’ Program and York University’s Schulich School of Business Masters Certificate in Financial Services Leadership. She is also a member of the Young Presidents’ Organization and a Member of the Society of Trust and Estate Practitioners.
Mrs. Rodland-Allen is married and has two sons.

Cameron Roe

Cameron joined Willis Re’s Miami office in February 2012 following the acquisition of his portfolio from another reinsurance intermediary. He is the head of Willis Re’s English Speaking Caribbean team and is responsible for production and account management in the region. Cameron has spent all 18 years of his career working in the region and has a keen understanding of the culture and what is necessary to deliver reinsurance solutions in the English-Speaking Caribbean. Cameron was born in Belize and is a graduate of Florida State University with a Bachelor of Science in Marketing.

Nadja Riedwyl

Swiss Re P&C Structurer, Vice president, Miami USA
Born: 1976 | Nationality: Swiss

Nadja Riedwyl has been working for Swiss Re since 2008. Currently, she works as Property & Casualty Structurer for Latin America with the main focus to develop and provide clients with customized, innovative prospective and retrospective solutions, supporting the achievement of insurers’ strategic objectives and improvement of insurability in rapidly changing reinsurance and insurance markets.
Before, she was managing client relationships and was responsible for accounts in Switzerland, Belgium, Luxembourg, the Dutch Antilles and Suriname, and she was also working as actuary in the Life & Health Risk & Actuarial Management department of Swiss Re. Thus, Nadja has more than 10 years of experience in the reinsurance sector in different functions.
She first came into contact with reinsurance by modelling probable maximal losses of natural hazards for the Intercantonal reinsurance union in Switzerland and by working in the field of climate change research (Swiss National Science foundation project “Paleoclimate variability and extreme events” PALVAREX).
Ms. Riedwyl holds a PhD in Climate Sciences “European climate reconstructions back to 1000 AD – a methodological approach” and a Diploma in Mathematics “The agglomeration of INAR time series”, University of Bern, Switzerland.


Ryan Pinder has been a partner in the law firm of Graham Thompson and member of the firm’s Corporate and Financial Services Practice Group since January 2016. His practice comprises banking law, corporate and commercial law, investment funds, securities law, capital markets, taxation, trusts and estate planning and structuring. He specialises in financial services solutions, planning and wealth management for high net worth private clients.
A former Member of Parliament (2010-2017), Ryan Pinder has previously served as Minister of Financial Services and Trade (2012-2015), in The Bahamas Government. During his time as Minister the Investment Condominium (ICON) legislation was developed and enacted, in addition to other key product innovations and industry developments including the SMART Fund Model 007. He continues in various policy advisory capacities, which has included the BFSB’s Common Reporting Standard (CRS) Legal Committee and the organisation’s industry effort to review the Multinational Entities Financial Bill 2018, and related international initiatives impacting financial services in The Bahamas. His Bar Admissions include The Bahamas Bar and Florida Bar, as a Board Certified Tax Attorney. Ryan Pinder is also recognised by the prestigious London-based Chambers and Partners, as a leader in the High Net Worth, Trusts Sector.

Emmanuel O. Komolafe

FLMI, FICA, FCIS, AIRC, CIRM, ACS, LLM, BSc (Econ) (Hons), O.N.D, AT31000

Emmanuel O. Komolafe is a financial service professional with years of experience in corporate governance, corporate administration, policy making, enterprise risk management and compliance. He currently serves as Chairman of the Bahamas Insurance Association (BIA) and Chief Risk Officer of Colina Holdings Bahamas Limited.
Mr. Komolafe holds an O.N.D. in Accountancy from the Lagos State Polytechnic, a BSc (Econ) with Honors in Business Economics from the University of Buckingham and International Diploma in Compliance and Anti-Money Laundering from the International Compliance Association (ICA)/University of Manchester in the UK. He also holds a LLM – Master of Laws with Merit specializing in banking law, securities regulation and international trade law from the University of Buckingham, UK.
A Fellow of the Life Management Institute (with Distinction), Fellow of the International Compliance Association (with Distinction) and Fellow of the ICSA Governance Institute in the United Kingdom, Mr. Komolafe is a professional member of the Institute of Risk Management (IRM), a certified corporate governance trainer and ISO 31000 risk practitioner. He currently serves as a director of the Bahamas Chamber of Commerce and Employers Confederation (BCCEC), National Health Insurance Authority (NHIA) and Bahamas Financial Services Board (BFSB). A former Vice President of the Bahamas Association of Compliance Officers (BACO), he is also a former director of both the Insurance Institute of The Bahamas (IIB) and the Institute of Internal Auditors (IIA), Bahamas Chapter.
Mr. Komolafe served as the insurance industry representative on the Bahamas Government’s FATCA Advisory Committee, VAT Advisory Committee and NHI Advisory Committee. He previously held the position of Policy Officer (Central Bank of The Bahamas), Head of Risk & Compliance (Ansbacher (Bahamas) Limited) and Group Compliance Officer (AF Holdings Ltd). He is happily married to Arinthia S Komolafe and the couple is blessed with three children.

Mr. Michael Nelson

Country Representative (Acting), The Bahamas

Michael Nelson, a dual national of Trinidad & Tobago and the United Kingdom, is the InterAmerican Development Bank’s Chief of Operations for The Bahamas, effective August 16th, 2015, and Acting Country Representative for The Bahamas, effective July 1st, 2018.
He has direct responsibility for supervision of the IDB sovereign-guaranteed portfolio, including loan operations, technical assistance grants and operational knowledge products. He is also a coauthor of the past three IDB Country Strategies with The Bahamas.
Mr. Nelson previously spent 8 years at IDB headquarters before assuming his current post in The Bahamas in September 2015. He started at the IDB as a Research Fellow in the South America Department supporting managerial reviews of project design and execution in Argentina, Brazil, Chile, Paraguay, and Uruguay. He then moved to the Office of the General Manager in the Caribbean Country Department as an Operations Consultant, subsequently becoming Country Coordinator, designing IDB medium-term Country Strategies, and covering public and private sector portfolios of several IDB Caribbean countries, including The Bahamas, Jamaica, Guyana, Suriname and Trinidad & Tobago. Mr. Nelson has been the recipient of several IDB performance awards including the Vice-President for Countries Award in 2013, the Antonio Ortiz Mena President’s Award in 2014, and the Environmental Sustainability Award in 2015. He has also served as a former Director of the IDB Staff Association.
Mr. Nelson is a graduate of Georgetown University in Washington DC with a Bachelor and Master of Arts in Government. He holds a Master of Business Administration in Finance and International Business from the George Washington University, also in Washington DC. He is a certified Project Management Professional, and is fluent in Spanish, with knowledge of French and Portuguese. He is married to Marissa Nelson, together they have one child – Zayla. His hobbies include tennis, soccer and reading.

Roman Bugler

Roman Bugler is the Reinsurance Client Manager for Property &Casualty and Co-lead of Munich Re Startup “Remote Industries” (AI-based property claims management). He holds a Master’s Degree in Information Management and has more than 10 years’ experience as Project Manager for IT-related innovation in insurance. He worked 6 years at Swiss Re, first as a Project Manager then later as a Client Manager in Nonlife for Eastern Europe. Bugler worked with a management consulting company with a strong focus on the insurance industry where he was Project Manager for various strategy and IT implementation projects. He later moved to Munich Re in the innovation unit for Life reinsurance, where he was promoted to the head of the team in 2013. In 2016, he moved to the global innovation department of Munich Re where he is head of THE LAB, Munich Re´s innovation lab in Munich.

Susan A. Boyea

Susan Boyea is a highly skilled executive with over 25 years of experience in the financial services industry in The Caribbean. She brings a wealth of expertise in Insurance Operations particularly in Information Technology Governance and Operations, Enterprise Risk Management, Project Management and Change Adoption and Management.

Mrs. Boyea currently leads the strategic relationship between Technology and the Business Operation of Sagicor; and holds the position of Vice President of Business Relationship Management in a strategic capacity which she has held since 2016. She is responsible for providing strategic insights, stimulating innovation, shaping business demand and ensuring business value is realized through Information Technology.

Mrs. Boyea established and managed the shared services technology division of Sagicor Financial for over 12 years, leading a cross functional team of 70+ persons and a budget of $20m+ spread across The Caribbean. She serves on the Business Relationship Management Institute Council and chairs a subcommittee of the Barbados Chamber of Commerce and Industry. She has also served on the Technology Council of LOMA – one of the largest trade associations in the US Insurance industry.

Mrs. Boyea graduated with a BSc (Upper Second Class) Honors in Mathematics and Computer Science and hold a Master’s Degree in Business Administration (with Distinction) from the University of the West Indies – Cave Hill campus.  She is a Fellow of Life Management Institute and has the Business Relationship Management Professional designation from the BRM institute.  She was trained in negotiation strategies by the Wharton School of Business and has certifications in Project Management and Governance of Information Technology.

Mrs. Boyea is passionate about coaching and mentoring other women and is proud of the successes of the women she has been guided. She works with nursing homes across Barbados and St. Vincent and is working on her lifelong dream of a framework aimed at improving the living standards of nursing homes across Barbados.


LLB (Hons.), C.Dir, CM, ACIarb, MCIoD, J. P.

Venentia “Tina” Cambridge currently serves as the Regional Director of Generali Worldwide, a wholly owned subsidiary of Assicurazioni Generali Group; one of the world’s largest insurers and fortune 500 top 30 companies, headquartered in Trieste, Italy. She has direct responsibility for Generali’s operations in the Caribbean region.
She previously also served as a Director of Care Management Network Inc., a separate Generali owned entity which specializes in international emergency assistance programs, provides medical assistance, cost containment initiatives and coordinates access to healthcare services worldwide.
She holds an Honors Law Degree from the University of Wolverhampton, England and Certification in Alternative Dispute Resolution from the University of Windsor and has been designated a Certified Manager by the Institute of Certified Professional Managers. She is a founding member of the Bahamas Chapter of CIArb and is also a Chartered Director and a member of the Caribbean Institute of Directors.
She was appointed a Justice of the Peace for the Commonwealth of the Bahamas under the Magistrate’s Act by order of the Governor General in 2017.
A further appointment was made in 2017, and she became a member of the Insurance Advisory Committee (under Section 239 of the Insurance Act) for a three year period. She was subsequently elected to Chair the Committee.
She has served in the past as Chairman of the Bahamas Insurance Association, and has served the Association in various other capacities. She currently serves as the Deputy Chairperson for Life & Health Insurance and as a member of the BIA’s NHI Committee has represented the BIA on the regulatory working group lending expertise to the formation of the Regulations to accompany the newly enacted National Health Insurance Act.

Carl R. Culmer Jr

Deputy Manager – Policies and Practices Unit Insurance Commission of The Bahamas

Carl R. Culmer Jr. has been engaged in financial services regulation for over 10 years. Prior to joining the Insurance Commission of The Bahamas (ICB) he served as an Examiner within the Bank Supervision Department at the Central Bank of The Bahamas. During this time, he worked in the International Banks & Trust Companies Unit, Policy Unit, and Commercial Banking Unit. He also was a member of the Central Bank’s Risk Based Framework and Stress Testing Committees.
Upon joining the ICB, Carl had portfolio oversight of some of the larger domestic insurance companies within the industry along with authorization and supervisory overview of the captive insurance companies. His ongoing work with captives has led him to represent the ICB at the Captive Insurance Companies Association (CICA) and the Risk Management Society (RIMS) conferences held annually in the United States. Carl now serves as Deputy Manager of the Policies and Practices Unit having responsibilities for internal and external policy initiatives.
A proud graduate of St. Augustine’s College, Nassau Bahamas, Carl attained a BBA Banking & Finance (Private Trust) from the College of The Bahamas. He also completed certification courses in Public Risk Management (UNITAR), Securities Investments (Series 7), Arbitration (CIArb) and most recently attained the Associate in Captive Insurance (ACI) designation.
He is an active member of St. Cecilia’s Catholic Church and a member & Past President of The New Providence Branch of Toastmasters Club 3596.

Gravette D. Brown

Gravette D. Brown is the Chief Commercial Officer at Aliv, the Bahamas’ newest and best telecommunications company. She is the VP responsible for the marketing, communications, business and product development portfolio at Aliv. Before joining Aliv Ltd., she was an investment professional with 18 years of experience in the fields of portfolio management and emerging market principal investing. She began her international career as an associate at JP Morgan in New York City and Geneva, Switzerland where she worked as a business analyst in the investment and private banking divisions. She then worked for 12 years at the International Finance Corporation of the World Bank Group where she attained the rank of Principal Investment Officer and concluded her career there leading the corporation’s investments in the manufacturing and services sectors across the African continent – a $250 MM per annum business. Gravette has lived and worked in New York, New York; Washington, DC; Geneva, Switzerland; Dakar, Senegal and Lagos, Nigeria. She is a graduate of the University of Pennsylvania in Philadelphia, PA where she graduated with Bachelor of Arts (BA) degrees in International Relations, French and Economics. She is also the holder of a Master’s of Business Administration (MBA) degree from Columbia University in New York, New York with a concentration in Finance. She speaks fluent French.

Vikram Kamath

Vikram Kamath is the Director of LIMRA’s new Center of Excellence for Analytics. In this role, he leads LIMRA’s analytics research efforts, leveraging their extensive data to tackle the big questions facing the life and retirement industries. Vikram holds a Master of Science degree in Business Analytics from the University of Connecticut School of Business, and an undergraduate degree from Cornell University.